Ripple XRP Nears National Bank Status as OCC Rule Takes Effect April 1

Ripple XRP moved closer to full national trust bank status on April 1 as the OCC’s final rule – detailed in Bulletin 2026-4 – took effect, formalizing a regulatory framework that directly enables Ripple’s conditionally approved national trust bank charter to progress toward operational status. The rule revises chartering regulation to allow national trust banks to conduct non-fiduciary activit…